For iPhone and iPad
Know where your money is.
FinanceNest keeps track of where your money is, what you spend, and what you've planned to spend. Everything stays on your device, and nothing gets uploaded unless you do it yourself.
Start with a free month. Cancel anytime.
Private by default
Your data lives on your device. No accounts, no servers, no tracking.
Bucket budgeting
Buckets with real per-period math, overspend visibility, and refunds.
Multi-currency
Every account and bucket has its own currency. Foreign spending is first-class.
Everything you need to plan with confidence
Bucket budgeting done right
A bucket is a spending plan for a stretch of time, like Groceries, 500 a month. As you put spending into it, the bar fills up and shows what you've got left. Go over and it just turns red. Nothing blocks you, it's only there so you can see it.
Add spending in seconds, split it anywhere
Log income or expenses fast. Split one transaction across several buckets, like a shop trip that's part groceries and part household. Anything you don't assign shows up as untagged spending, grouped by currency, so nothing gets lost.
Every account, always the right balance
Add as many accounts as you like, each with its own currency. Balances come straight from your transactions, so they're always correct. Keep investments and locked savings off-budget so they don't mix with money you can actually spend.
See how each month actually went
Look back at how every bucket did in past periods, and see income against expenses in a clean chart with a time range you choose.
And a lot more
Ready to Allocate
See the on-budget money you haven't planned into any bucket yet, per currency. It's what's still free to plan.
Multi-currency
Record foreign purchases with their original amount and rate. Cross-currency transfers keep both sides in sync, and nothing is ever silently converted.
Transfers
Move money between your own accounts as a linked pair. Edit or delete once and both sides stay matched. It never counts as spending.
Goal buckets
Save toward a target instead of a monthly limit. Fund it over time and it's marked funded when you get there.
Widgets and Siri
Check a balance, a bucket, or Ready to Allocate from the Home Screen. Log a transaction with Siri or a Shortcut.
Backup and restore
Export your whole ledger to a single private file and merge it back later. Import the same file twice and nothing doubles up.
Private by default, not as an afterthought
FinanceNest has no account and no server of ours. Your data stays on your device, and when you're signed in to iCloud it syncs across your devices through your own private iCloud, end to end. If you're not signed in, everything just stays on the one device.
- Stored on your device, no account required
- Syncs across your devices through your own private iCloud
- No tracking, no analytics SDKs, no third-party frameworks
- Fully functional offline
One subscription, the whole app
No feature is locked away. Any active plan unlocks everything. Start with a free month and cancel anytime. Prices and plans, Single, Family, and Lifetime, are shown on the App Store.
Start planning with confidence
Download FinanceNest and see where your money really is.